The current financial state of the union continues to broach the inevitability of scaled down funding for health care and medical aid. In times like these it is important to analyze you or your loved one’s spending habits, especially relating to healthcare costs, and see if there is anything you can do to lead a more frugal, but still health-conscious, lifestyle.
You must be willing to be up-front about your financial situation. If you are hurting financially, your primary care physician should know. It effects decision-making on both ends, and lets you and your doctor work together to come to the best possible treatment conclusion, both financially and health-wise.
Preventive treatments and diagnostic tests are important, but not as important as issues that require immediate medical attention. If a financial situation ever gets to the point where you are forced to prioritize treatment, remember that preventative treatments can be postponed until you get your feet back on the fiscal ground.
Diet and Exercise:
This always comes off as a cliched platitude, but the best way to cut medical costs is to avoid health problems in the first place. Keeping to an exercise regimen not only actively combats obesity, but it also helps keep your immune system running optimally and ready to combat possible diseases. Diet works in a very similar way. Maintaining a proper balance of the food groups combats obesity and gives your body the nutrients it needs to combat specific diseases that spring from vitamin and mineral deficiencies, among other things.
Reevaluate your Current Plan:
When’s the last time you actually took a look at your healthcare plan? Is it optimal? Have you taken a look at any of the other options out there? Just because you’ve been with a company for a long time doesn’t mean they are currently offering you the best possible rate. Deductibles fluctuate depend on different companies and certain plans may be better for patients with certain illnesses. Make sure your plan is optimized for you and your issues.
Don’t Miss your Medicine:
The reason we developed Maya was to create an easy, simple-to-use system that would increase your adherence to your current prescription. Missing medicine is more costly than you probably think. Missed medicine accounts for “33-69% of all medication-related hospital admissions in the US at a cost of $100 billion.” In fact, it costs YOU, the patient, an average of $2000 a year in additional costs, whether you know it or not. Sticking to an adherence plan is hard, but we have created tools to make it easier.
Do you have any cost-cutting ideas for health care? How do you remember to take your medicine?